GTA High Debt Ratio Mortgages and Lending

GTA Alternative Lending, Private Mortgages, Home Construction & Renovation Loans Made Easy

GTA, Ajax, Pickering, Oshawa and area High Debt Ratio Mortgages and Lending

We can help people in Ajax, Pickering, Oshawa and across the GTA High Debt Ratio Mortgages and Lending.

High-debt ratio loans have become popular in the mortgage business recently and for good reason. They can be very beneficial for people in the GTA who have a steady income and cash flow but do not have enough money for a large down payment, or for those who can afford the down payment but choose to spend less and keep more cash on hand.

Conventional mortgages typically require a 20 to 25% down payment, as lenders traditionally will not loan more than 75 – 80%, but it’s still possible to obtain high-debt ratio loans if you don’t have enough to meet that requirement.

Loans for those with a high debt-to-income ratio include as little as a 5% down payment.

Let our experienced team work with you to determine what you can afford based on your exact needs.

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