GTA Rent To Own Mortgages

GTA Alternative Lending, Private Mortgages, Home Construction & Renovation Loans Made Easy

GTA, Ajax, Pickering, Oshawa Rent To Own Mortgages Made Easy

We offer Rent To Own Mortgage and Lending Solutions for people in Ajax, Pickering, Oshawa and all across the GTA.

Renting a home in the GTA means that you will be paying rent with nothing to show for it once your lease agreement is over. What if you want to own a home in the future, but cannot afford to purchase one today? Rent-to-own programs allow you to rent a home with the option to purchase it in the future.

Rent to own simply means that you rent the home with an option to buy it within a pre-defined period of time. The deal involves an ‘Option to Purchase Agreement’ plus an Occupancy Agreement. The future purchase price of the home is set in the agreement as well making it a long-term rent plus mortgage hybrid combination. There are many other names for ‘Rent to own’ program including lease option, lease to own, rent to buy or lease purchase.

GTA, Ajax, Pickering, Oshawa Rent To Own Mortgages Made Easy

Why choose a Rent-to-Own Mortgage or Loan?

Rent-to-own homes are a good choice for GTA renters who know that they want to save up to purchase a home, and do not want their rent payments to go to waste. It might be because the renter isn't able to afford a home at the moment, but after a few years they likely expect to have saved enough money for that home. Or maybe it's because they have a poor credit score or a low income, which will make it more likely that they will be declined for a mortgage.

If you have any questions at all, we are always here to help answer them.

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